Mortage Advice is what we do best, not only do you get a mortgage broker, you get a trusted finance partner. One that will give you professional, expert and INDEPENDENT mortgage advice based on your unique circumstances.
Mortgage Advice: Tips on questions to ask your mortgage broker about your mortgage broker:
- How much experience do you have
- Are you a member of the Mortgage Finance Association of Australia (MFAA) or Finance Brokers Association of Australia (FBAA)
- How do you decide which loan is best suited to my personal situation
- Am I entitled to any government grants or subsidies
Mortgage Advice: Tips on questions to ask your mortgage broker about your loan:
How much deposit do I really need, is it likely I will be approved and what is the application process? This seems obvious but unlike Darwin Mortgage Brokers not all reputable brokers will offer this mortgage advice upfront
What type of loan is best for me and why? There are literally 1000s of different options available today and the range is growing all the time. Low Doc, Low Rate, Fixed Interest, Split Loans, Lines of Credit, the list is endless. Call
What will my total costs be? Ask for an itemised breakdown of all costs including any mortgage broking fees, lender’s total fees including application and valuation costs, legal fees and statutory charges
What features/limitations are included with my loan? These can include (but are not limited to) re-draw facilities, fixed v variable rate, interest free credit cards, flexible repayment options, costs to pay the loan out early or make additional repayments
How long before I get the money? Obtaining approval is generally quite quick but the process of obtaining a mortgage can take time so it’s best to know this at the beginning
Drop in to see us at 5 Pavonia Place Nightcliff NT 0810 or visit our Mortgage Broker website for directions.